Our Mission Statement

At 10XB we believe every business deserves to have confidence in their insurance program, knowing coverage will be available when it is needed most - during a claim.  

Captive insurance has been used for decades by Fortune 100 companies to circumvent the traditional insurance market. Captives are now the fastest-growing segment of the custom insurance market for small to mid-market companies.

It is now time for you to get the same benefits big corporations have enjoyed for years.

Get started TODAY!

Our Leadership Team

John Ballinger

As an experienced risk management expert, business consultant, a licensed insurance broker, a licensed public adjuster, an expert witness, and now a Supreme Court Rule 31 Listed Mediator, John has a long history of helping business owners and individuals navigate the complex insurance and legal issues of both business and life.

John’s expert advice has led some of our former clients to refer to him as the equalizer because he brings an uncommon framework of knowledge to every situation in helping clients achieve the best possible outcome.

John's background in psychology and military service gives him the benefit of perspective and problem-solving unique in today's workforce, as he seeks to fight to ensure everyone is treated fairly by a system typically more concerned with profits than people.

Douglas Ford

Drawn to serve his fellow citizens, Douglas has joined John Ballinger in the fight to ensure clients are treated fairly regarding the complex issues of business and life.

Douglas is a licensed public adjuster, as well as a life and health insurance agent. He recently completed the associate in captive insurance (ACI), which allows him to help business owners escape the trap of traditional insurance and create their own insurance coverage.

Shocked by the way insurance companies treated victims of storm damage after the April 2020 tornadoes that impacted the Chattanooga community, Douglas was compelled to get his public adjuster license so that he could assist in the effort to make sure policyholders, not shareholders, were protected both in the immediate aftermath of the storms and going forward.